For most people, buying a property is the biggest investment they will make in their lives. We understand that selecting a suitable home loan or other mortgage product in Australia’s increasingly complex market is an important, though not always easy, decision. That’s why we strive to get the right home loan product at the best rate for every client, and provide a stress free transaction by making sure the loan application process is monitored right through to settlement and beyond.

Our Values

Our value proposition to you is that we take the time to understand your needs, provide a clearly explained and reasoned recommendation to you, and that our whole team is committed to delivering a stress free solution to your individual needs. We will keep in touch and support you, doing everything we can to make your experience an exceptional one.

Our Aim

Is for you to consider us your trusted financial advisor, and that you will be an advocate for our business. We aim to deliver any financial service you require, either directly, offering home and investment loans, and property investment advice, but also indirectly other services including family protection, superannuation and investment advice, from a choice of all the major insurance and superannuation companies. We can also refer you to valued business partners such as accountants, legal advisors etc who we know share the same values as us and will look after you.

Our Team

Total Choice Home Loans was formed in 2005 by Jonathan Oxlade who has over 15 years experience in the finance industry. Jonathan has a degree in Business Administration and lives in the Fremantle area with his family. We also have a back office with support to ensure your experience is as flawless as possible.

Our Clients

Our Clients trust us! Our Clients value our service offerings, and like having things explained properly as well as knowing they will get the right product at the best value available. They believe in our committment to making their life as stress free as possible, knowing they will be looked after and will get a tailored, credible, solution to their finance needs everytime. They know we understand their needs as we aim to assist them not just once, not just one product, but a whole suite of finance needs being met.

Total Choice Home Loans provides professional home loan advice on, and choice of, over 300 residential home loan products offered by a panel of over 30 of Australia’s leading lenders and its accredited loan consultants. We are an accredited ‘Full Member’ and approved broker of the Mortgage and Finance Association of Australia (MFAA), the main professional body for mortgage brokers in Australia.

Total Choice Home Loans does not sell its own home loan products and its consultants are trained to identify the most appropriate product for the client using our superior fact finding and client interfacing systems.

Based in Fremantle WA, Total Choice Home Loans is able to service clients across the whole Country, regardless of the location of the property or person. We retain a personal client service striving for a long term relationship that will hopefully save each client thousands on their home loan by getting the best product every time.