by Dave Swan
Refinancing Home Loans Fremantle

Service is our key
to your success ..

We deliver transparent ethical expert credit
advice to all types of borrowers, based in
Fremantle WA but able to provide advice

Make an appointment today
Total Choice Home Loans Fremantle

What we do

We will meet you at home or work, at our office,
or now online using video conferencing software
(Zoom, MS Teams, Facetime) daytime or after work hours
to discuss your options.
We look after you through the whole process of buying
building or refinancing your home or investment loan.

Find out more
Total Choice Home Loans was established in 2005 to provide expert credit advice for all types of borrowers, from first home buyers, refinancers and property investment
Who are Total Choice Home Loans?
Home Loans Fremantle Perth

Total Choice is an award winning Mortgage Brokerage based in Fremantle, WA.  We provide expert credit advice from Principal Jonathan Oxlade who has over 15 years experience assisting clients to get the best finance deal possible with full support from the team.  We do not charge a fee to provide face to face credit advice.


How we can assist you
Fremantle Home Loan

We are accredited with over 30 lenders, including the major banks.  The Total Choice team will assist you through the whole mortgage process, from initial advice on what your options might be, through to settlement and post settlement annual reviews.


Let’s talk about your finance needs
Financial Needs Investment Advice

We can provide advice on buying your first home, upgrading to your next home, buying your first investment property, reviewing your existing home or investment loan portfolio to see how much you can save (and you will save!), we also arrange car loans, business and commercial loans, and have great referrer partners to assist with insurance, superannuation and other financial advice.



We do not charge a fee for our services, but we ask clients to refer us to friends and family, our business relies on our happy clients trusting us to look after their friends and family, see what they say about us;

"Seamless service across the entire process)."

"Prompt and full communication"

"Comfortable with Jon, he’s a ripper!"

"Choice of product options, solid knowledge"

"Jonathan is knowledgeable and financially conservative
which means we trusted him and his advice."

"Ease of teeing up meetings with after hours home visits"

"Refinancing our home loan to get a better deal and save us money"

"The thorough explanation of all our options"

"Jon and Linda you did everything you said you would and you achieved
a great result for us, coming up with solutions that we hadn't
even considered."

"Talked us through everything, making us feel fully
comfortable with our decisions and loan."

"Great service and good to work with".

"Communication was paramount for settlement process and this was
exactly what Total Choice did,they kept me up-to-date during
the whole process."

Home Loans, Mortgages, Investment Loans and Refinancing experts in Fremantle.

For most people, buying a property is the biggest investment they will make in their lives. We understand that selecting a suitable home loan or other mortgage product is an important, though not always easy, decision. That’s why we strive to get the right home loan product at the best rate for every client.  We aim to provide a stress free transaction. Making sure the loan application process is monitored right through to settlement and beyond.

Call us today to arrange a free consultation.