#### Loan Repayment Calculator

*This calculator helps you work out what your regular repayments will be based on your loan amount.*

#### Borrowing Calculator

*This calculator is designed to give you an estimate of how much money you can borrow from a lender.*

#### Budgeting Planner

*The Budget Planner can help you work out your income and expenses and find out your financial position.*

#### Comparison Calculator

*A comparison rate is a method of standardising the true cost of a loan.*

#### Credit Card Calculator

This calculator helps you estimate how much time and interest you can save if you repay more than your minimum repayment.

**Home Loan Offset Calculator**

*This calculator helps you estimate how much interest and loan term you can save by utilising a Home Loan Offset Account.*

**How Long to Repay Calculator**

*This calculator help you find out how long it would take to repay a loan by paying different amounts.*

**Income Tax Calculator**

*Calculate a simple income tax liability based on the ATO’s personal income tax rates and thresholds.*

**Interest-Only Mortgage**

*Helps you work out what your regular repayments during and after interest only period will be based on your loan amount.*

**Introductory Rate Calculator**

*This calculator helps you find out whether you’re actually saving money with your honeymoon home loan in total interest.*

**Leasing Calculator **

*Calculate how much your lease will cost you in total interest over the length of the term.*

**Loan Comparisons**

*Compare any two loans on the market for a direct cost comparison.*

**Lump Sum Repayment**

*Estimate how much time and interest you can save over the life of your loan if you make a one-off lump sum repayment into your loan facility.*

**Property Buying Cost Calculator**

*This calculator helps you estimate all the costs associated with buying a property.*

**Property Selling Cost Calculator**

*This calculator help you estimate all the costs associated with selling a property. *

**Reverse Mortgages**

*You can use this calculator to see if using a reverse mortgage could be worthwhile for you.*

**Savings Calculator**

*This calculator calculates the total accumulation in a savings account with a regular deposit arrangement.*

**Split Loan Calculator**

*This calculator calculates your repayments and total interest under different fixed and variable rate scenarios.*

**Stamp Duty Calculator**

*See the stamp duty, mortgage duty, transfer and registration fees that have to be paid for each state.*

**Income Annualisation**

*This calculator is a tool to determine borrowers’ annual income from the income that has been accruing for less than a full year accrued year to date.*

**Income Gross-Up Calculator**

*This tool calculates gross income based on net income, using ATO’s personal income tax rates and thresholds.*

**Rent vs Buy Calculator **

*This calculator helps explore the potential benefit of either renting or buying a property over time and decide whether it’s better to buy or rent a home based on inputs you enter and assumptions.*

**Fortnightly Repayments **

*For fortnightly and weekly repayments, there are several methods to calculate repayments.*

**Savings Target – How Long to Save **

*This calculator helps find how long it will take to reach a saving goal, based on a saving account with a regular deposit arrangement.*

**Savings Goals – How Much To Deposit **

*Calculates how much you will need to deposit on a regular basis to reach your savings goal.*